Halloween Safety Tips for 2014- Have a Happy and Safe Holiday

Adults as well as children look forward to the one day a year that there are no limits on the candy that one could eat. Halloween is always fun,  but we have to remain safe, too.

It's fun to dress up in costume, enjoy a party or two, and watch the kids have fun, but please keep in mind some basic safetry tips courtesy of the CDC.gov

Going trick-or-treating?

Swords, knives, and other costume accessories should be short, soft, and flexible.

Avoid trick-or-treating alone. Walk in groups or with a trusted adult.

Fasten reflective tape to costumes and bags to help drivers see you.

Examine all treats for choking hazards and tampering before eating them. Limit the amount of treats you eat.

Hold a flashlight while trick-or-treating to help you see and others see you. Always WALK and don't run from house to house.

Always test make-up in a small area first. Remove it before bedtime to prevent possible skin and eye irritation.

Look both ways before crossing the street. Use established crosswalks wherever possible.

Lower your risk for serious eye injury by not wearing decorative contact lenses.

Only walk on sidewalks whenever possible, or on the far edge of the road facing traffic to stay safe.

Wear well-fitting masks, costumes, and shoes to avoid blocked vision, trips, and falls.

Eat only factory-wrapped treats. Avoid eating homemade treats made by strangers.

Enter homes only if you're with a trusted adult. Only visit well-lit houses. Never accept rides from strangers.

Never walk near lit candles or luminaries. Be sure to wear flame-resistant costumes.

Expecting trick-or-treaters or party guests?

Follow these tips to help make the festivities fun and safe for everyone:

• Provide healthier treats for trick-or-treaters such as low-calorie treats and drinks. For party guests, offer a variety of fruits, vegetables, and cheeses.
• Use party games and trick-or-treat time as an opportunity for kids to get their daily dose of 60 minutes of physical activity.
• Be sure walking areas and stairs are well-lit and free of obstacles that could result in falls.
• Keep candle-lit jack o'lanterns and luminaries away from doorsteps, walkways, landings, and curtains. Place them on sturdy tables, keep them out of the reach of pets and small children, and never leave them unattended.
• Remind drivers to watch out for trick-or-treaters and to drive safely.

For more information on Halloween safety

• Halloween Food Safety Tips
  Help your children have a safe Halloween, from the food they eat to the parties they attend, from the U.S. Food and Drug Administration.
• Halloween Safety Tips 
  Stay safe this Halloween with safety tips from the U.S. Consumer Product Safety Commission.

Buying or Selling a Home in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like: Find out more about Judy here

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY

Existing Home Sales Post Another Gain in Latest Report

This past September proved to be a successful month for existing-home sales. After a slight decline in August, sales reached their highest pace of the year in September, according to the National Association of Realtors September Existing-Home Sales Report. With steady price gains and continued low interest rates, sales have been able to carry their spring momentum into the fall. The median existing-home price for all housing types in September was $209,700, 5.6 percent above September 2013. Last month marked the 31^st consecutive month of year-over-year price gains.

Only 14 percent of homes purchased last month were purchased by investors, down from 19 percent in September 2013. This is good news for traditional buyers as they face a less competitive market with low interest rates and steady price gains. Buyers looking to purchase a home this fall should be aware of tight inventory that generally occurs during the winter months.

With exception of the Midwest, all major regions of the country experienced gains this September.

Lindsay Listanski/ Coldwell Banker Blue Matter

Buying or Selling a Home in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like: Find out more about Judy here

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY

Connecticut Financing Update and Today's Mortgage Rates 10/14/2014

Interest rates have dropped even further. Rates are very attractive at these low levels and it’s time to jump in to refinance your existing mortgage or purchase a new home with Realtor Judy’s help.  The 10 year is currently at 2.32.  If you were to take a look a closer look at the interest rates then you would see that there has been an upward trend going back to May of 2013.  Anyone looking to close within the next short term period then you might be better off locking into a rate now.

Today's Mortgage Rates
 
Conventional 30 year fixed - 4.25% - APR 4.307%

Conventional 15 year fixed - 3.5% - APR 3.594%

Conventional 5/1 ARM - 3.25% - APR 3.167%

Conventional 7/1 ARM - 3.5% - APR 3.669%

The above rates are based on a loan amount of $417,000 for a single family home, a borrower’s middle credit score of 780 and a 20% down payment.  If you would like a customized rate quote for your own specific loan scenario then please feel free to email me at nima@primeres.com or call me directly at 203.913.6016.

This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. This is not an offer to enter into a rate lock agreement under any applicable law.

As a lending professional, Nima Rezvan meets a wide range of real estate lending needs, whether it be a first time purchase, second home purchase, or refinance. He welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. With his expertise and knowledge, he will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

With more than 10 years of mortgage lending experience, Nima specializes in  Conventional Mortgages,  Jumbo Loan Financing, Refinance, First Time Home Buyers and Federal Housing Administration/Veterans' Administration (FHA/VA)

782 Clinton Avenue

Bridgeport, CT 06604

Phone: 203.913.6016

Email: nima@primeres.com

"You could list your home for sale with any agent-

or.... Call Judy to sell it""

Buying or Selling a Home in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like: Find out more about Judy here

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY

Coming Soon- Oh so Charming Gunther Built Home in Trumbull $429,999

Anyone that knows Trumbull  has heard of the incredibly charming Gunther built homes that are primarily in the Long Hill section of town. However, one is about to come on the market in Tashua "proper" for $429,999.

This 2,000 square foot home has a versatile floor plan, lots of the charming built ins that one might expect, built-in expansion possibilities and is beautifully sited on .84 acres. Three bedrooms, two full baths, large finished and quite usable loft area, and charm everywhere you look. Stay tuned for more pictures, and more info. If you or anyone you know wants to see this home before it hits the open market, call me at (203) 257-5892. - and brokers are welcome pre-MLS.

Buying or Selling a Home in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like: Find out more about Judy here

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY

Open House Today 10/5/2014 at 211 Guinea Road, Monroe for 399K

This hard-to-find Mediterannean ranch home is open today from 1-3:00 PM. One of only a handful available in ALL of Fairfield County, this beautifully updated and  immaculate ranch has three bedrooms, two full baths and over 2,300 square feet of living area. Perfectly situated on two acres, and fully equipped with automated Nest controls, too.

Come see this home today, and make it yours!

Judy Szablak, Exclusive Listing Agent- (203)257-5892

Buying or Selling a Home in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like: Find out more about Judy here

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY