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Welcome to The CT Home Blog

All about Connecticut Real Estate and Homes For Sale. Whether you are buying or selling real estate,  you have come to the right place. The CT Home Blog offers real estate tips. home buying and home selling advice,  other useful information, and we update current mortgage rates for Connecticut every Friday. There is plenty of local town demographics on our site and market statistics, too. Bookmark us, tell your friends, and come back often. We're here at TheCTrealtyBlog.com  to service your needs whenever you are ready. -Judy

 

Sunday
Jan122014

How Many Houses Should You See Before Buying Your Home? 

Or maybe the bigger question is "Should you still see other homes even though the first home you saw  seems perfect?"  In short, there is no real average, and there is no right or wrong answer. It's different for everyone.


Yes, it's an exciting time when you are buying a home, and whether you  are looking for your very first house or your fifth house, there's always something fun to remember about the  experience.


One of the first things that buyers ask me is "how many houses do you think we'll need to see before we find the one we want to buy?"....and the answer depends on a lot of things.

Personally,  I  consult with a buyer before we go out and look, and ask a lot of questions, so I don't waste the buyers time looking at houses that don't even have the basic criteria that they set forth. It's my duty as an agent to find out what's mandatory, and what would be a bonus, and also find out what things are an absolute no-go. It's what I call the "must haves or definitely nots"


Most agents will ask you what price range you want to be in, how many bedrooms you need, and how many baths  you would like in your new home. If they search from that criteria alone, you may be looking at  a LOT of houses! I wouldn't say you should put so many restrictions on your search that you narrow down the list of possibilities to almost nothing, but at the same time, it's important to pinpoint those "must haves and definitely nots", and that's your agents job. Sometimes, the only way some buyers can figure that out is by looking at a few homes to at least narrow down the criteria. For example, you look at a few different styles of homes, and know immediately that you don't like the cape style,  or the contemporary style for example, and those get scratched off the list of possibles in the future. Maybe you like a particular neighborhood, and your house has to be in that neighborhood, too. But maybe, the perfect home is just a street or two away.Just a thought-  Would you say no to that?


You might see a home or two that needs a kitchen remodel,and you decide that a renovation is not something you want to do as soon as you move in. So you scratch those off the list, too. The you see a house with a fireplace and you just have to have a fireplace. So that's a must have. You see a house with an attached garage, as opposed to one with no garage or a garage in the backyard and  think, I have to  have an attached garage, too.


Well let me ask you this, and think about this for a minute, If you saw a great house that had a fireplace and an attached garage but the kitchen needed minor remodeling,  would you still consider it? These are just examples, but a great agent will ask enough questions before you go out, and while you are looking at homes, to decipher that answer, because it may not be what you expect.


So the answer is, the better your agent is at asking questions, the faster you will find your home. It's that simple.  If you are not under contract with an agent to represent you, call me. I'll ask the right questions and help you get that new home as soon as you like!

"When You Deserve the Best, You Deserve Judy"

* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *

 The Featured Home of the Week is a 3 bedroom, 2 bath ranch home at 20 Hickory Drive, Westport  for just $549,900. See the virtual tour HERE 

 .....or better yet, call Judy to schedule an appointment to see it!


* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *

 Buying or Selling a Home in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like: Find out more about Judy here

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY

Saturday
Jan112014

Connecticut Financing Update and Today's Mortgage Rates 1/11/2014

Rates dropped for the third consecutive week.  Current rates compared to a year ago today are about 1 full % point higher.  The 10 year treasury is at 2.80%.  In recent months rates have been going higher and higher since early May.  Anyone looking to close within the next short term period then you might be better off locking into a rate now.

Today's Mortgage Rates


Conventional 30 year fixed          4.625%             APR 4.685%

Conventional 15 year fixed          3.75%               APR 3.815%

 

The above rates are based on a loan amount of $417,000 for a single family home, a borrower’s middle credit score of 780 and a 20% down payment.  If you would like a customized rate quote for your own specific loan scenario then please feel free to email me at nima@primeres.com or call me directly at 203.913.6016.

This is not an offer for ext
ension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. This is not an offer to enter into a rate lock agreement under any applicable law.

 

As a lending professional, Nima Rezvan meets a wide range of real estate lending needs, whether it be a first time purchase, second home purchase, or refinance. He welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. With his expertise and knowledge, he will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

With more than 10 years of mortgage lending experience, Nima specializes in  Conventional Mortgages,  Jumbo Loan Financing, Refinance, First Time Home Buyers and Federal Housing Administration/Veterans' Administration (FHA/VA)

782 Clinton Avenue
Bridgeport, CT 06604


 

 

"When You Deserve the Best, You Deserve Judy"

* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *

 The Featured Home of the Week is a 3 bedroom, 2 bath ranch home at 20 Hickory Drive, Westport  for just $549,900. See the virtual tour HERE 

 .....or better yet, call Judy to schedule an appointment to see it!


* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *

 Buying or Selling a Home in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like: Find out more about Judy here

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY

Thursday
Jan022014

The Yellow Dog Project- It's for Everyone's Safety

Yes, it's unlike us to post something unrelated to real estate but this is important. Tie a yellow ribbon around your dog's collar when you are out for a walk to alert others to stay away if your dog is excitable and jumpy, nervous around people, or not friendly around strangers.

 

 

The yellow ribbon carries a lot of significance- yellow  means remembrance, and amber (yellow) is also the caution signal on traffic lights.  It's simple-

 Remember to exercise caution when seeing a yellow ribbon on a dog leash.

The original thought comes from www.theyellowdogproject.com .

Please spread the word to dog owners and dog lovers , and to any parents you know who have children who love dogs.

more information- I love Dogs Site

 Thanks and be safe!

"When You Deserve the Best, You Deserve Judy"

* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *

 The Featured Home of the Week is a 3 bedroom, 2 bath ranch home at 20 Hickory Drive, Westport  for just $549,900. See the virtual tour HERE 

 .....or better yet, call Judy to schedule an appointment to see it!


* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *

 Buying or Selling a Home in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like: Find out more about Judy here

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY

 

 

Tuesday
Dec312013

Happy New Year! A Prosperous 2014 is Almost Here!

A special wish for my family, friends, clients, followers and fans - May 2014 bring you happiness , health and prosperity, and all the things you desire.

Sunday
Dec292013

Connecticut Financing Update and Today's Mortgage Rates 12/29/13

Rates are creeping up as we enter the new year.  We have reached 2013 highs and the new year is surely to bring even higher rates according to some financial analysts on CNBC.  Current rates compared to a year ago today are about 1 full percentage point higher.  The 10 year treasury is at 3.01%.  In recent months rates have been going higher and higher since early May.  Anyone looking to close within the next short term period then you might be better off locking into a rate now.

Today's Mortgage Rates


Conventional 30 year fixed          4.875%    APR 4.932%

Conventional 15 year fixed          4%           APR 4.094%

The above rates are based on a loan amount of $417,000 for a single family home, a borrower’s middle credit score of 780 and a 20% down payment.  If you would like a customized rate quote for your own specific loan scenario then please feel free to email me at nima@primeres.com or call me directly at 203.913.6016.

This is not an offer for ext
ension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and pricing are subject to change at any time and without notice. This is not an offer to enter into a rate lock agreement under any applicable law.

 

As a lending professional, Nima Rezvan meets a wide range of real estate lending needs, whether it be a first time purchase, second home purchase, or refinance. He welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. With his expertise and knowledge, he will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

With more than 10 years of mortgage lending experience, Nima specializes in  Conventional Mortgages,  Jumbo Loan Financing, Refinance, First Time Home Buyers and Federal Housing Administration/Veterans' Administration (FHA/VA)

782 Clinton Avenue
Bridgeport, CT 06604


 

 

"When You Deserve the Best, You Deserve Judy"

* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *

 The Featured Home of the Week is a 3 bedroom, 2 bath ranch home at 20 Hickory Drive, Westport  for just $549,900. See the virtual tour HERE 

 .....or better yet, call Judy to schedule an appointment to see it!


* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *

 Buying or Selling a Home in Fairfield County?  Contact us!

If you have a question about buying or selling Real Estate in  Fairfield County, and are in need of representation, I invite you to contact me. I know the market like the back of my hand, know marketing inside and out, am a skilled negotiator- and I'd love to be on your side :) - Judy

Search for properties on any of our sites, or get the very best visibility available for your home. Visit us online wherever you like: Find out more about Judy here

www.CThomesAndRealEstate.com      www.TheCTrealtyBlog.com     www.TheCTRB.com    and   www.CTfeaturedHomes.com 

 Email us or  call Toll Free (855) GET-JUDY